If you are under the assumption that buying life insurance is simply a waste of money, then you definitely want to think again. In fact, there are many reasons why purchasing life insurance in Carlsbad, CA is a very smart and responsible decision.
Take Care Of Your Family
When you pass away, your family may not be in a financial position to carry on without you. This can be disastrous and potentially leave them in dire straits. However, if you have a life insurance policy that is active at the time of your passing, you can be assured that the money will go straight to your family (or other beneficiary) in their time of need.
Tax-Free
In nearly every circumstance, the payout from a life insurance policy is tax-free. This means that the entire amount of the coverage will be paid, with no portion being taken by the government. There is also the fact that a life insurance policy does not have to go through probate court. This is a great benefit because probate can be a very long process before any assets are released.
Free From Stipulations
One understated benefit of having life insurance is that the funds from it can be spent in any manner that the beneficiary sees fit. It is not restricted in any way. This gives life insurance in Carlsbad, CA an especially strong appeal.
If you are interested in learning more about your life insurance options, please contact Serra Benefits & Insurance Services at https://serrabenefits.com
